Several months ago, I made a purchase using a credit card. Being the fiscally, financially responsible person that I am, I paid it off, in full, as soon as the bill arrived. However, being the often drunk person that I am, I overpaid the credit card company by $.23. Why $.23? Who knows, but that's what happened. It was totally a mistake on my part, I must have looked at some numbers wrong, anyway, MY mistake is not the point here...
The next month, I received a nicely worded letter from the credit card company:
Dear MJ at 154 Hidden Court,
It appears as though you have overpaid us on your last credit card bill. We show a balance of $.23 on your account. We would like to encourage you to make a purchase in order to negate this balance. If you are unable to spend this credit within six months, a check will be mailed to you.
Sincerely,
Your Credit Card Company
Months passed. Every month, a new envelope came, each with an increasingly stronger worded letter.
Month three:
Dear MJ at 154 Hidden Court,
Listen, you still have a $.23 credit on your account. Couldn't you just BUY something? I know we are in a financial recession, but don't you need some new shoes or something? Maybe a nice Prada bag? You could save us all a lot of trouble if you would just spend the money, ok?
Sincerely,
Your Credit Card Company
Month five:
Listen up, and listen good,
I'm not even sure we have a checking account here. You need to SPEND THIS FREAKING MONEY NOW. I'm not sure what will happen if you don't. No one, and I mean no one, had ever had a CREDIT on her account before. Nobody knows what to do. You have one month to comply.
Sincerely,
Your Credit Card Company
Month six, the check for $.23 arrived, as threatened promised.
Postage - $.44.
OK, so now you can REALLY drive them crazy and never cash it. The books will be off $.23 and no one will be able to find the discrepancy.
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